Effective Date: July 19, 2025
By using Vivpayz, you acknowledge that you have read, understood, and agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use our Services.
You must be at least 18 years old and capable of forming a binding contract in your country to use Vivpayz. By using the service, you confirm you meet these requirements.
To access services like wallet or airtime purchase, you may need to create an account. You agree to provide accurate, complete information, keep your credentials secure, and notify us of unauthorized use.
Vivpayz is intended for lawful use only. You must not engage in illegal, fraudulent, or disruptive activities or attempt to access unauthorized areas of the service.
Vivpayz provides services such as:
By using these features, you authorize Vivpayz to process your transactions, agree to any applicable fees, and understand that all transactions are subject to verification.
You are responsible for all activity under your account. Vivpayz may suspend or terminate access if you violate these Terms or engage in abuse or fraud.
All logos, graphics, and content are owned by Vivpayz or its licensors. You may not reuse or distribute any content without permission.
Vivpayz is provided "as is" and "as available". We do not guarantee uninterrupted service, complete accuracy, or fulfillment of specific requirements.
Vivpayz is not liable for any indirect, incidental, or consequential damages arising from use of our platform, to the fullest extent permitted by law.
We may update these Terms at any time. Users will be notified via email or in-app messages. Continued use of Vivpayz means you accept the updated Terms.
We reserve the right to terminate or suspend access to Vivpayz without prior notice if these Terms are violated or if misuse is suspected.
These Terms are governed by the laws of the Federal Republic of Nigeria. Disputes will be handled within Nigerian jurisdiction.
For questions or concerns, contact us at: